A: In mid-late 2007, I decided to change the tune of this blog from daily discussions of Manhattan real estate, to the credit crisis. Now, its weeks before 2009, the credit crisis continues, the fed has taken unprecedented measures, and I will start to incorporate the effects of such policy into this site. Why? Because there are NO free lunches and with such drastic measures taken the best we can hope for is as few unintended consequences down the road. Many seem to think that with every bailout